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How to Choose a Home  

Once you've settled on a couple of preferred neighborhoods for your home search, it's time to pick out a few homes to view. Having a house features "wish list" keeps you focused on which features are most important to you.

When narrowing down your home search, consider the following:

  • know what types of homes you want to buy
  • determine what age and condition of house you want to buy
  • consider resale potential
  • use a features "wish list" to keep focused
  • use a home search comparison chart to keep organized
  • act decisively when you find the right home

Determine What Type of Home You Want to Buy

There are several forms of home ownership: single-family homes, multiple family homes, condominiums and co-ops.

  • Single-family homes: One home per lot.
  • Multiple-family homes: Some buyers, particularly first time home buyers, start with multiple-family dwellings, so they'll have rental in come to help with their costs. Many mortgage plans, including VA and FHA loans, can be used for buildings with up to four units, if the buyer intends to occupy one of those units as their residence.
  • Condominiums: With a condo, you own "from the plaster in." You also own a certain percentage of the "common elements" - staircases, sidewalks, roofs, etc. Monthly charges pay your share of taxes and insurance on those elements, as well as repairs and maintenance. A homeowner's association administers the development.
  • Co-ops: In some cities, cooperative apartments are common. With co-ops, you purchase shares in a corporation that owns the whole building, and you receive a lease on your own unit. A board of directors, comprised of owners and elected by owners, supervises the building management. Monthly charges include your share of an overall mortgage on the building.

Decide What Age and Condition of Home You Want to Purchase

Weigh your needs, budget, and personal tastes in deciding whether you want to buy a newly constructed home, an older home or a "fixer-upper" that requires some work. Keep in mind, many first time home buyer loan programs do not allow an extensive amount of repairs to be needed on the home.

Consider Resale Potential

As you look at homes, you may want to keep in mind these resale considerations.

  • One-bedroom condos are more difficult to resell than two-bedroom condos.
  • Two-bedroom/one-bath single family homes generally have less appeal than houses that have three or more bedrooms, and therefore have less appreciation potential.
  • Homes with "curb appeal", i.e., well-maintained, attractive exteriors and lawns with a charming appearance from the street, are the easiest to resell.
  • The most expensive houses on the street, or ones with anything unusual or unique are not suited for resale. The best investment potential is traditionally found in a less expensive, more moderately sized home that is similar to other homes in the neighborhood.

Use a Features Wish List to Keep Your Search Focused

Make a features "wish list" to clarify which features are most and least important to you when looking for a home. Using this features wish list will keep your house hunt focused and effective.

Use a Home Comparison Chart to Keep Your Observations Organized

While house hunting, it's a good idea to make notes about what you see because viewing several houses at a time can be confusing. Use a home comparison chart to help you keep track of your search, organize your thoughts and record your impressions.

Act Decisively When You Find the Right Home

Before you begin the home buying process, resolve to act promptly when you do find the right house. Every REALTORŪ has stories to tell about a couple who looked far and wide for their dream home, finally found it, and then said, "We always promised Dad we'd sleep on it, so we'll make an offer tomorrow." Many times the story has a sad ending - someone else came in that evening with an offer that was accepted.

Resolve that you will act decisively when you find the house that's clearly right for you. This is particularly important after a long search or if the house is newly listed an/or underpriced.



For help finding your dream home, please contact us or click "Home Search" at the top of this page.







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Information appearing on or through this website is deemed reliable but is not guaranteed and is subject to verification by all parties.   The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Greater Augusta Association of Realtors. Real estate listings held by brokerage firms other than VanderMorgan Realty are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing broker. Information provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. VanderMorgan Realty does not display the entire MLS database on this website. The listings of some real estate brokerage firms have been excluded.

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